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For the people who teach

Banking that puts Members first — always.

For 90 years we've served California's school community with World-Class Personal Service. Your goals, your family, your future — we're here for all of it.

1.5M+Members served
90 yrsMember-owned
#1J.D. Power ranked
Smiling Member and educator

"When my classroom budget ran short, SchoolsFirst had my back."

Maude Lebowski

Member & teacher since 2009

#1 Credit Union for Member Banking Satisfaction

Recognized by J.D. Power — because Members come first.

News & info

The latest for Members.

NewsroomSchoolsFirst team
Latest · auto-pulledJun 24, 2026

SchoolsFirst FCU again named #1 by J.D. Power for Member satisfaction

For another year running, Members ranked us highest in satisfaction among credit unions nationwide.

Read the announcement →
Financial WellnessOne-on-one financial guidance
Latest · auto-pulledJun 20, 2026

5 ways educators can beat the summer pay gap

Smooth out your 10-month paycheck with a few simple moves before the school year wraps up.

Read the guide →
How can we help today?

Everything you need, all in one place.

Start with what matters to you most. Every product is built around real Member life — not the other way around.

Everyday Banking

Free checking, high-yield savings, and tools that make money simple.

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Loans & Credit

Auto, personal, and cards with Member-first rates and quick approvals.

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Home Loans

Mortgages and home equity from a team that knows educators.

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Planning & Investing

Retirement, college savings, and guidance for every life stage.

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Financial Wellness

Free workshops and one-on-one counseling, made for school staff.

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Protect Your Money

Insurance and fraud protection that keeps your family secure.

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Young teacher with students in a modern classroom Serving California schools since 1934
Built for educators

We understand the school year.

Summer pay gaps, classroom spending, the long road to retirement — we get it, because serving the school community is all we do.

  • Summer-smart savings to smooth out 10-month pay schedules
  • Classroom & supply support for teachers and aides
  • Retirement guidance tuned to CalSTRS & CalPERS
  • Workshops at your school site — on us
See educator benefits
In their words

Real Members. Real stories.

From first paycheck to retirement, Members across California's school community bank with us for life.

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"They helped me buy my first home on a teacher's salary. No one else even tried."
Priya R.3rd-grade teacher · Member since 2011
Member portrait
"The summer pay smoothing changed everything. I finally stopped dreading July."
Denise W.High school counselor · Member since 2018
Member portrait
"Forty years a Member. They walked me right into a retirement I can actually enjoy."
Darlene J.Retired librarian · Member since 1980
Membership is for life

Ready to be a Member?

Join the credit union built by and for California's school community. It takes about 10 minutes.