Banking built exclusively for California's school community — so your money works as hard as you do, from first paycheck to retirement.
"They know exactly what a school paycheck looks like — and they built around it."
Marisol V.
Office manager & Member since 2014Pick a goal — we'll show you the one best next step. No product maze.
No monthly fees, no minimum balance, and a debit card that works everywhere. Membership is open to California school employees and their families.
New, used, or refinancing from another lender — get pre-approved before you shop so you can negotiate like a cash buyer.
Low down payment options, honest guidance, and a School Employee Mortgage designed around real educator budgets — first home or forever home.
High-yield certificates, money market accounts, and Summer Saver — the account that smooths a 10-month paycheck into 12 months of breathing room.
Our advisors speak fluent CalSTRS and CalPERS. Get a real plan for your 403(b), your pension, and everything in between — at no cost to sit down.
We're owned by the people we serve — so profits come back to you as better rates, fewer fees, and real service.
What the typical Member household keeps each year versus banking at a for-profit bank, through better rates and lower fees.
Ranked highest among credit unions by J.D. Power — because World-Class Personal Service isn't a slogan, it's the whole model.
Serving the school community is all we do — summer pay gaps, classroom budgets, CalSTRS and CalPERS. We've built for it since 1934.
Everything a branch can do, in an app Members rate 4.8 stars — from depositing a check between classes to locking a lost card from the sideline.
"They helped me buy my first home on a teacher's salary. No one else even tried."
Priya R.3rd-grade teacher · Member since 2011
Buy or refinance with no payments for up to 90 days. One offer, clearly better — that's the whole promotion.
Join the credit union built by and for California's school community. It takes about 10 minutes.
